Charleston, SC -- (ReleaseWire) -- 06/04/2015 -- Home Improvement Loan Pros, a specialist in home improvement financing, is now offering lower home improvement loan rates to its customers. The loan rates that the company offers have been broken down in two categories namely credit cards for home improvement and unsecured loans for home improvement. Loan rates for home improvement credit cards are as low as 0% for 18 months and are a very popular option with both consumers and contractors. With the help of these cards people can easily buy their desired homes and pay for it later.
The company also offers unsecured home improvement loans which mean that there is no collateral needed to secure the lender's interest. Unsecured Loan rates for these types of loan can be as low as 4.99% to much higher depending on the loan amount, credit and overall risk. Unsecured loans have higher risk compared to secured loans to lenders but secured loan options are not common unless people think about an equity based loan.
Talking more about the home improvement loan rates, one of the representatives of the company stated, "Home improvement loan rates are dependent on a number of factors. The most common factor is borrower credit rating and score but that is not the only thing to be considered. You must also consider the type of loan that you are interested in and the scope of the project that will be done. Many of the underwriting considerations look at total risk factor of the loan and the ability of the borrower to repay the obligation."
About Home Improvement Loan Pros
AMS Financial has been America's first choice for fast and easy financing since 2004. They have helped over 100,000 consumers finance their dream pools, medical procedures, home improvement projects and more, with their industry-leading suite of 0% cards and unsecured loan programs. Their staffs have a combined experience of 75 years in consumer finance and lending. They use the latest technology to procure, curate and fund the very best programs in the market. Their approvals are as fast as 30 seconds on some products and their funding can be as quick as the same day for a few others.
For more information, please visit https://www.homeimprovementloanpros.com/
For more information on this press release visit:
Media Relations Contact
Email: Click to Email Brandon Perry