Ben Franklin once remarked that there were only two certainties in life: death and taxes. Unfortunately, he forgot to mention the third certainty, and that is car insurance. Legally, every driver should own car insurance their vehicle, but according to latest reports, that only seven out of eight drivers fulfill this requirement. Even though statistically it might not seem a big deal, the practice of cruising around without car insurance is no less than an act of danger. This is where Southwest Insurance Agency comes into the scene.