Biz4loans is a Fresno California based Business Finance Company. Sometimes a cash advance is genuinely necessary, but it's important to know when to pull the trigger, and when not to. Whether the cash advance comes from a credit card or a Merchant Cash Advance, this facility is best used as a stopgap when there's an expected increase in revenue. For example, if you're a contractor and, in order to win a bid on a $500K job, you need to have upfront money for materials and labor. Or you're opening a retail location and need to buy inventory.