Quality Credit Repair is a bankruptcy debt counseling and credit assistance agency in the Philadelphia area that provides help to those looking to improve their credit scores, organize payments, and more. They are committed to their clients, and they are showing their dedication by offering some insight and advice on debt management and credit reporting. One of the most misunderstood aspects of credit reporting is the use and effects of credit report inquiries by different companies each year. Sometimes some inquiries will hurt credit scores while others will do nothing at all, leading to confusion and frustration. Fortunately, Quality Credit Repair understands everything about credit reporting and can offer some information to clarify the effects and other differences of these inquiries.